Investment decisions post-retirement are just as important as pre-retirement. Taking too little risk can result in the investment portfolio being drawn down faster than it can grow. This article explores how multi asset portfolios continue to add value post retirement.
January marked a strong start to the year, with positive returns across equities, bonds and currencies. Inflation remains under control both locally and globally, allowing central banks to stay patient and supportive. With valuations, earnings and policy all aligning, the investment backdrop remains constructive.
Portfolio management is all about risk management but what are the best ways to achieve this? This article explores two important tools for risk management: asset class diversification and position sizing.
Investors focus heavily on volatility as a risk. We've explored how trying to time markets to avoid volatility generally hurts investors but what about avoiding volatility by lowering the risk profile? This article discusses what happens if a portfolio is kept at a lower risk profile and how this misses out on return in the long term and exposes a hidden risk.
October proved to be another strong month for investors, with risk assets gaining across the board. Equities rallied globally as inflation remained well contained and rate cuts began to support sentiment. South African and US bonds both delivered solid returns, reinforcing the case for a balanced, bullish outlook heading into year-end.