Platinum Portfolios News

Market Volatility can be hair-raising for those seeking stability for retirement funds In our latest article, our co-founder, Charolyn Pedlar unpacks the Platinum BCI Income Provider fund. In uncertain times due to market volatility there is a fund that can offer investors stability when it comes to their retirement income. Charolyn takes us through four important questions.

INVESTING is a key aspect to creating personal wealth. Broadly speaking, an individual can select the stocks or bonds themselves, or outsource this to a fund or investment manager.

“The stock market is a device to transfer money from the impatient to the patient.” — Warren Buffett Having patience as a fund manager can have an enormous impact on the performance of your fund. The first and most key step is to identify and invest in quality companies. This is a rigorous process that requires meticulous research to identify companies that display strong fundamentals. Once these have been identified, it is important to buy the company’s stock at the right price. Overpaying for a company can have negative long-term consequences in the fund and a share price might take years to reach the entry price again. The power of patience cannot be underestimated in this process.

Every market bubble, while unique, ends the same way – with significant investor losses. This pattern underscores the necessity of adhering to sound investment principles. Investing in companies or assets that one fully understands and within one's area of competence remains critical.